Use of Funds
Grant funds support direct learner access to market-literacy tools through time-bounded memberships and associated compute costs. The program is designed to minimize overhead and concentrate funding on student usage.
High-level allocation
Funds are applied to two primary categories:
- Student memberships providing access to primary disclosure materials and educational features
- AI compute costs associated with on-demand explanatory assistance requested by learners
No grant funds are allocated to salaries, content licensing, fundraising, or unrelated administrative expenses.
Student memberships
Memberships provide time-limited access for enrolled students to use Fundamentals Labs as part of coursework, independent study, or supervised academic programs.
- Access to SEC filings presented for instructional use
- Navigation and document-structure tools
- Educational context and explanatory assistance
Memberships are issued at the cohort level and expire at the end of the instructional period unless renewed by a participating institution or sponsor.
AI compute costs
Assistive AI is used to help learners interpret terminology, structure, and context within complex disclosure documents. AI usage is metered and incurred only when a student actively requests assistance.
Compute costs are billed on a per-token basis by underlying model providers. Grant funds cover these costs as part of program delivery.
Fundamentals Labs applies a transparent program fee to AI compute usage, expressed as a percentage of underlying model costs. This fee supports platform operation, monitoring, and instructional reliability.
The fee is treated as part of program delivery and may vary by model selection and usage patterns. All usage remains learner-initiated.
Fiscal sponsorship and fund administration
The program is intended to operate under a 501(c)(3) fiscal sponsor using Model A sponsorship. Grant funds are received, held, and disbursed by the sponsor in accordance with charitable purpose and donor restrictions.
Fundamentals Labs operates as a contracted technology provider at fair market value. Funds are applied only to approved program uses described on this page.
Explicit exclusions
Grant funds are not used for:
- Investment advice, trading activity, or brokerage services
- Performance-based compensation or commissions
- General fundraising or marketing unrelated to the program
- Individual stipends or cash equivalents
If your organization requires specific budget categorizations, caps, or reporting formats, we are happy to align program use of funds accordingly. Please share preferences through the contact form.